UK Personal Debt Help and Advice
UK personal debt help and advice service to get debt free (subject to terms and conditions)
Money Advice Direct provides a UK personal debt help and advice service to help anyone living in the UK who has a debt problem to get debt free (subject to terms and conditions). The service is completely confidential and non-judgmental advice about any money problem who wants to get debt free (subject to terms and conditions).
READ BEFORE CONSIDERING DEBT OPTIONS 
Honest, confidential and effective personal debt advice
There are lots of reasons why people find it hard to meet their debts:
- Illness
- Unemployment
- Relationship breakdown
- Reduced Income
- Bereavement
- Or you may have borrowed too much
The Debt Advice Team can give expert advice, assistance and where appropriate representation on any debt issue. An adviser can help people decide if they are able to make any payments to creditors; how much they can pay; which creditor should be paid first. They will take account of all the circumstances – priority commitments, regular income and expenditure, level of indebtedness, health and personal circumstances to help people decide on the best option for them.
Debt Advice staff assist with emergencies such as:
- Gas or electricity being disconnected
- Wages or bank account arrestment
- Attachment and Exceptional attachment
- Court Action being taken against you.
Debt Advice staff can also provide advice, assistance and representation with:
- Considering liability of debt
- Advice and where appropriate representation regarding court proceedings
- Negotiating repayments with creditors
- Advising on Bankruptcy, IVA and Trust Deeds in Scotland
Income maximisation to minimise UK Personal Debt Help and Advice
Debt Advice staff will also look at how your income can be maximised e.g.
- Income Support/Other State benefits
- Tax Credits
- Housing Benefit and Council Tax Benefit
Money Advice Direct not only can we provide personal debt help and advice to get debt free (subject to terms and conditions) but we can also get involved by negotiating with your creditors, putting a stop to the harassing correspondence. We are also able to represent you in court should this be necessary or help you get an IVA or file bankruptcy. Very simply, we can take the stress away from you.
If you need UK personal debt help and advice assistance you can either ring 0800 074 6918 or apply online, the service is available 24 hours a day, all year round including bank holidays.
Debt Advice - Information Centre Menu
- Debt advice
- The causes of debt
- How to clear debt
- Get out of Debt
- Guide to getting debt free
- Getting out of Debt
- Help with debt
- How to get out of Debt
- Managing debt
- Debt advice
- Debt problems
- Debt reduction
- Debt questions
- Living alone in debt
- Where to find debt help and advice
- Partner, wife or husband not aware of debts
- Debt collection help
- Need money to clear personal debts
- Refused a loan?
- Cheap loans
- 24 Hour Debt Advice
- 24 Hour Debt Help
- Advice about Debt
- Advice Debt
- Apply for a Credit Card
- Bank Account UK
- Bad Debt - Advice on how to deal with unsecured bad debts
- Reduce Your Debts - Guide to dealing with debts
- Debt Management Companies
- Clear my Debt
- Clear my Debts
- Clear my Debts UK
- Clear your Debts
- Consumer Debt Management
- Debt Advice England
- End Debt
- Find Debt Advice
- Find Debt Help
- Get Debt Help
- Get me out of Debt
- Get Debt Help Guide
- Find Debt Help and Advice
- Personal Debt
- Personal Debt Advice
- Personal Debt Consolidation
- Personal Debt Help
- Personal Debt Management Help
- Personal Debt Problems in the UK
- Clear Personal Debt
- Personal Debt Helpline
- Clear your personal debt problems
- Consolidate Personal Debts
- Help with Personal Debts
- Identity Theft Debts
- Manage my Debt
- Money Debt Help
- National Debt Help
- Nationwide Debt Help
- Need Debt Help
- Prepaid Credit Cards
- UK Personal Debt Help and Advice
- UK Personal Debts
- Loans to Clear Debts
- Debt - frequently asked questions
- Debt and the law
- Government Debt Advice
- Government Debt Help
- Government IVA Advice
- Government IVA Help
- Online Debt Advice
- Financial Problems
- Solve Financial Problems
- Financial Problem Advice
- Financial Problem Solutions
- Financial Problems Help
- Budget calculator
- Debt-to-income ratio
- Credit repair - Main menu
- PAYE / Employed Indivduals Enquiry Form
IVA's
The IVA Guide
Money Advice Direct has put together an IVA Guide based on the enquiries and questions that we receive at our helpline offices.
In the guide we cover such subjects as IVA Approval, early settlment of your IVA, missed IVA payments, IVA failure, additional debt claims and much more.
[click here for IVA Guide]
What is an IVA?
The IVA is an extremely powerful tool enabling you to clear your debt and return to a clean financial bill of health. Visit Money Advice Direct's Guide to Individual Voluntary Arrangements (IVAs).
[more...]
DANGER
Due to the tremendous demand for debt consolidation services the United Kingdom is now overloaded with debt management companies that contain misleading information. [more...]