Debt Advice for Gays and Lesbians
Introduction
Despite media stereotypes of wealthy gay male couples with two incomes and no kids, the truth is much different. Gay people are as much in debt as anyone else.
In 1999, a community funded survey was done within the gay community in Brighton and the surrounding areas which highlighted that most gay couples were living on incomes of less than £15,000 a year.
A low income means that you can't save for a rainy day, leaving long term financial security out in the cold. Without the spending ability to save for the future it is often difficult to plan for the future. This is where some courage can help, call us today to see how we can help you re-organise your finances to secure long term financial comfort. [more...]
- Unbiased debt advice
- A focus on Discrimination
- Debt advice and help
- An explanation of Life Products for gay couples...
- Mortgages for the Gay Community
- Financial advice for lesbians
- The financial implications of living with HIV
- UK Civil Partnership Bill 2004
- Budget calculator
- Debt-to-income ratio
- Credit repair - Main menu
- PAYE / Employed Indivduals Enquiry Form
IVA's
The IVA Guide
Money Advice Direct has put together an IVA Guide based on the enquiries and questions that we receive at our helpline offices.
In the guide we cover such subjects as IVA Approval, early settlment of your IVA, missed IVA payments, IVA failure, additional debt claims and much more.
[click here for IVA Guide]
What is an IVA?
The IVA is an extremely powerful tool enabling you to clear your debt and return to a clean financial bill of health. Visit Money Advice Direct's Guide to Individual Voluntary Arrangements (IVAs).
[more...]
DANGER
Due to the tremendous demand for debt consolidation services the United Kingdom is now overloaded with debt management companies that contain misleading information. [more...]