Norwich Debt Advice, the service is nationwide covering the entire UK.

Helpline to clear personal debt for the entire UK including Norfolk

Please note that Money Advice Direct Debt Advice Service is a national organisation covering the entire UK. Please note that the service operates from offices in London and a national telephone advice centre in the north of England. The service does not operate a physical office or a seperate team in each of the city and regions listed on this page.

Norwich is a city in East Anglia, in Eastern England. It is the regional administrative centre and county city of Norfolk. Norwich has became the second largest city in England, after London, and one of the most important places in the kingdom. Money Advice Direct is a freephone service open to anyone in the Norwich community with money or debt problems. The freephone, confidential support will be transforming for many individuals in the Norwich area.

If you live in Norwich or anywhere in the UK and feel unable to deal with a problem on your own, and you need to speak to someone who can offer help and assistance in a friendly and non-judgmental manner, then call 0800 074 6918 to get debt advice on how to clear debt and get debt free (subject to terms and conditions). As the credit crunch begins to bite and debt problems multiply Money Advice Direct is launching a package of advice for those in financial difficulties.

Due to the credit crunch the more common means of obtaining credit having dried up and unemployment on the rise nationally, the average person now contacting Money Advice Direct covers the entire UK including the Norwich area for debt advice to clear personal debts and get debt free (subject to terms and conditions) is £45,000.

The debt advice team estimate that around 50,000 people in Norwich will need debt help over the 18 months seeking financial advice and support with rising mortgage costs, fears of redundancy and mounting personal debts.

Money Advice Direct offers a full range of debt products and services including consultancy, advice and practical help whatever your situation. The service is available on freephone 0800 074 6918 and prides itself on always providing best advice for clients seeking debt advice.

Money Advice Direct offers a full range of debt products and services including consultancy, advice and practical help whatever your situation. The service is free and prides itself on always providing best advice for clients seeking debt advice

• IVA – An IVA is an alternative to bankruptcy is a government scheme introduced in 1986. An IVA enables an individual is a proposal to the people owed money to to reach a settlement. Once accepted the IVA is binding all parties and prevents any further action such as bankruptcy. An IVA will be based on what the debtor can realistically afford to pay over a five year period. In most cases an IVA will will last for 5 years. BEWARE - not all IVA companies are reliable or even effective. Many mis-sell IVAs to people for whom they are simply not appropriate which only worsens their money problems whilst others do not have the experience of working with creditors needed to ensure that proposals are accepted. To apply for an IVA please click HERE.
• Debt Management – A good Debt Management Plan allows people in debt to bring their expenditure and income back into line without taking on more debt. Borrowing. If your debt problem is temporary and your situation is likely to improve then a debt management plan could be the best solution. Long tern the level of debt may increase. BEWARE - You may have seen companies offering debt Management plans that advertise in the national newspapers and even on the television, this type of advertising is very expensive, so you can tell how much money they make from people in debt.They will tell you that they can reduce your debt payments and they will deal with your creditors for you. Most debt management companies will charge you anything from 15% to 20% of the amount you pay to your creditors as a fee. To apply for a Debt Management Plan please click HERE. Please note that for consumers considering a Debt Management Plan (DMP), although the consumer may become debt free at the end of the DMP period, if a default notice has been issued the effect is likely to remain on the consumer's credit profile for a lengthy time.
  Please note that for consumers considering a Debt Management Plan (DMP), if interest and charges continue to apply then there will be an increase in the total amount of debt to be repaid and that due to lower monthly payments it is very likely that the debt will have to be repaid over a longer period of time.
• Bankruptcy - Bankruptcy is an option for any individual who cannot pay their debts “as and when they fall due”. The Bankruptcy proceeding has two aims; To free the individual from the pressures of creditors (people they owe money to) to enable him or her to make a fresh start. To ensure that all assets (such as property and investments) are distributed fairly among the creditors.Bankruptcy proceedings will free you from the burden of overwhelming debt. The decision to apply for bankruptcy is a serious decision to make, and our expert advisors will give you confidential and non-judgemental advice to guide you to make the right choice.
• Administration Orders - An Administration Order is a single county court order that covers credit debts and certain other debts which are all treated together. It allows you to make a single payment every month into the court. The court staff will then divide the money amongst your creditors on a pro-rata basis. An Administration Order stops creditors from taking further action against you.

Areas of Norwich covered under the freephone personal debt service 0800 074 6918

• Acle
• Alby with Thwaite
• Aldborough
• Antingham
• Aylmerton
• Aylsham
• Baconsthorpe
• Bacton
• Banningham
• Barsham
• Beccles
• Beeston Regis
• Binham
• Blakeney
• Blickling
• Bodham
• Bowthorpe
• Bradwell
• Briningham
• Brinton
• Brumstead
• Brundall
• Bungay
• Cley next the Sea
• Coltishall
• Costessey
• Cringleford
• Cromer
• Crostwight
• Dereham
• Drayton
• East Beckham
• East Raynham
• East Runton
• East Ruston
• Eaton
• Fakenham
• Felbrigg
• Gimingham
• Glandford
• Gorleston
• Great Yarmout
• Guestwick
• Gunthorpe
• Hanworth
• Hellesdon
• Hempstead
• Hempton
• Hethersett
• Hevingham
• Hickling
• High Kelling
• Hindringham
• Holt
• Ingham
• Kelling
• Langham
• Larling
• Lenwade
• Lessingham
• Letheringsett
• Little Barningham
• Little Ellingham
• Loddon
• Long Stratton
• Lowestoft
• Melton Constable
• Mundesley
• Nethergate
• North Walsham
• Northrepps
• Old Catton
• Overstrand
• Paston, Knapton
• Pettywell
• Plumstead
• Poringland
• Reedham
• Reepham
• Roughton
• Salthouse
• Sharrington
• Sheringha
• South Raynham
• Sprowston
• Stalham
• Stody
• Stratton Strawless
• Swanton Novers
• Tatterford
• Taverham
• Thorpe St. Andrew Heartsease
• Toftrees
• Topcroft
• Trimingham
• Trowse
• Tunstead
• Upper Sheringham
• Walsingham
• West Beckham
• West Raynham
• West Runton
• Weybourne
• Whissonsett
• Wroxham,
• Wymondham

If you live in Norwich or anywhere else in the UK you can contact us by calling 0800 074 6918. All of our advice to help people get debt free (subject to terms and conditions) is completely without obligation (we can call you back to save your telephone bill) and confidential. Alternatively you can apply for debt advice online. The service is completely confidential and non-judgemental, no matter what your age, sex or religion.

Please note that the Bankruptcy-Insolvency.co.uk Debt Service is a national organisation covering the entire UK. Please note that the service operates from offices in London and a national telephone advice centre in the north of England. The service does not operate a physical office or a seperate team in each of the city and regions listed on this page.

This is a list of offical cities within the United Kingdom covered by Money Advice Direct.  

• Aberdeen
• Armagh
• Bangor
• Bath
• Belfast
• Birmingham
• Bradford
• Brighton and Hove
• Bristol
• Cambridge
• Canterbury
• Cardiff
• Carlisle
• Chester
• Chichester
• City of London
• Coventry
• Derby
• Dundee
• Durham
• Edinburgh
• Ely
• Exeter
• Glasgow
• Gloucester
• Hereford
• Inverness
• Kingston upon Hull
• Lancaster
• Leeds
• Leicester
• Lichfield
• Lincoln
• Lisburn
• Liverpool
• London
• Londonderry
• Manchester
• Newcastle upon Tyne
• Newport
• Newry
• Norwich
• Nottingham
• Oxford
• Peterborough
• Plymouth
• Portsmouth
• Preston
• Ripon
• Salford
• Salisbury
• Sheffield
• Southampton
• St Albans
• St Davids
• Stirling
• Stoke-on-Trent
• Sunderland
• Swansea
• Truro
• Wakefield
• Wells
• Westminster
• Winchester
• Wolverhampton
• Worcester
• York
  

List of counties covered by Money Advice Direct

• Avon
• Bedfordshire
• Berkshire
• Borders
• Buckinghamshire
• Cambridgeshire
• Central
• Cheshire
• Cleveland
• Clwyd
• Cornwall
• County Antrim
• County Armagh
• County Down
• County Fermangh
• County Londonderry
• County Tyrone
• Cumbria
• Derbyshire
• Devon
• Dorset
• Dumfries and Galloway
• Durham
• Dyfed
• East Sussex
• Essex
• Fife
• Gloucestershire
• Grampian
• Greater Manchester
• Gwent
• Gwynedd County
• Hampshire
• Herefordshire
• Hertfordshire
• Highlands and Islands
• Humberside
• Isle of Wight
• Kent
• Lancashire
• Leicestershire
• Lincolnshire
• Lothian
• Merseyside
• Mid Glamorgan
• Norfolk
• North Yorkshire
• Northamptonshire
• Northumberland
• Nottinghamshire
• Oxfordshire
• Powys
• Rutland
• Shropshire
• Somerset
• South Glamorgan
• South Yorkshire
• Staffordshire
• Strathclyde
• Suffolk
• Surrey
• Tayside
• Tyne and Wear
• Warwickshire
• West Glamorgan
• West Midlands
• West Sussex
• West Yorkshire
• Wiltshire
• Worcestershire