IVA and Debt Advice across the entire UK including Preston

Freephone personal debt help across the UK including Preston on 0800 074 6918

Please note that Money Advice Direct Debt Advice Service is a national organisation covering the entire UK. Please note that the service operates from offices in London and a national telephone advice centre in the north of England. The service does not operate a physical office or a seperate team in each of the city and regions listed on this page.

Preston is a city and non-metropolitan district of Lancashire, in North West England. It is located on the north bank of the River Ribble, and was granted city status in 2002, becoming England's 50th city in the 50th year. Money Advice Direct reported a record number of calls from people living in the Preston area struggling with personal debt problems.

In the last 12 months, the national freephone debt advice service covering the entire UK including Preston, had 6800 new inquiries about mortgage arrears, store & credit card debts and unsecured loan debt problems. Many people fall into debt at some point in their lives. Sometimes all it takes is a small change in circumstances to tip the balance and turn a manageable situation into a debt problem.

Money Advice Direct debt advice team can provide you with confidential and non-judgemental advice to help clear your debts (subject to terms and conditions). Most people’s debt problems caused by circumstances beyond their control and usually through no fault of their own. Breakdown in relationships, an unexpected redundancy or a series of unforeseen expenses can create financial turmoil. The consequences of being in debt may be far reaching, causing added pressures, which will have long-term effect on your health, career and family.

Whatever the problem, nothing is too large or too small, we can assist with practical advice and information, negotiating with creditors, budgeting, court action as well as all matters relating to insolvency and bankruptcy. A call to our helpline or a visit to our website is the first step towards solving a debt problem.

• Advice on dealing with multiple debts
• An assigned case officer to call for advice throughout the repayment programme
• Supported self-help if you prefer
• A complete 'money advice service' to help residents get debt free (subject to terms and conditions)
• Ethical IVA – Individual Voluntary Arrangements for debts over £17,000
• Bankruptcy guidance for serious debt problems
• Debt Management Plans to clear personal debts over £2,000

Finding the right debt solution for you

According to the advice team the number of bankruptcies will continue to rise in the Preston area. Preston is facing a personal debt crisis and for every person who is declared bankrupt, plenty more are suffering from serious debt which blighting the quality of their lives. The widespread nature of personal debt is largely a result of how easy it is to obtain credit. Consumers are encouraged to borrow more than they can afford so that they can spend today and worry about how to pay for it tomorrow. In other words, consumers want instant gratification and would rather get into debt and have the products they want than do without or save money.

This perception is very far away from the truth however. There are numerous disqualifications, restrictions and stigmas associated with bankruptcy. And these disadvantages have long term and far reaching consequences. Consumers who are considering bankruptcy as a way of sorting out their debt problems would be well advised to consider the alternatives. In 1986, the government introduced the IVA procedure as an alternative to bankruptcy which would benefit both debtors and creditors.

Helpline you get out of debt

The debt advice team offer advice on a wide range of financial issues, including employment, housing, tax and how to get benefits people did not know they were entitled to. Poverty is a key factor in Preston and by helping alleviate debt and employment worries, and their associated effect on stress and mental health, Money Advice Direct are playing a vital role in improving the health of residents in some of Preston’s most deprived areas.

Do you live in Preston?

Money Advice Direct national debt advice service covers the entire UK. The following are areas of Preston:-
Adelphi, Ashton-on-Ribble, Avenham, Bartle, Barton, Broadgate, Brockholes, Brookfield, Broughton, Cadley, Callon, Catforth, Cottam, Cumeragh, Deepdale, Farringdon Park, Fishwick, Frenchwood, Fulwood, Goosnargh, Grange, Greenlands, Grimsargh, Haighton, Holme Slack, Inglewhite, Ingol, Ladyewell, Lane Ends, Larches, Lea, Longsands, Maudlands, Miller Park, Moor Nook, Moor Park, Nooklands, Plungington, Ribbleton, Riversway, Savick, St Georges, St. Matthew's, Sharoe Green, Sherwood, Springfields, Tanterton, Tulketh, Whitechapel, Whittingham, Woodplumpton, Wychnor, Bamber Bridge, Coupe Green, Gregson Lane, Higher Walton, Hutton, Leyland, Longridge, Longton, Lostock Hall, Much Hoole, New Longton, Penwortham, Walton-le-Dale, Longridge, Chipping, Ribchester, Kirkham, Warton, Freckleton, Medlar with Wesham, Greenhalgh, Elswick, Westby-with-Plumptons, Catterall, St Michael's On Wyre, Garstang, Pilling, Cabus, Kirkland, Great Eccleston, Eagland Hill, Bleasdale, Claughton on Brock, Calder Vale, Winmarleigh and Scorton.

For help with personal debt, contact you’re Money Advice Direct on 0800 074 6918.

Please note that the Bankruptcy-Insolvency.co.uk Debt Service is a national organisation covering the entire UK. Please note that the service operates from offices in London and a national telephone advice centre in the north of England. The service does not operate a physical office or a seperate team in each of the city and regions listed on this page.

This is a list of offical cities within the United Kingdom covered by Money Advice Direct.  

• Aberdeen
• Armagh
• Bangor
• Bath
• Belfast
• Birmingham
• Bradford
• Brighton and Hove
• Bristol
• Cambridge
• Canterbury
• Cardiff
• Carlisle
• Chester
• Chichester
• City of London
• Coventry
• Derby
• Dundee
• Durham
• Edinburgh
• Ely
• Exeter
• Glasgow
• Gloucester
• Hereford
• Inverness
• Kingston upon Hull
• Lancaster
• Leeds
• Leicester
• Lichfield
• Lincoln
• Lisburn
• Liverpool
• London
• Londonderry
• Manchester
• Newcastle upon Tyne
• Newport
• Newry
• Norwich
• Nottingham
• Oxford
• Peterborough
• Plymouth
• Portsmouth
• Preston
• Ripon
• Salford
• Salisbury
• Sheffield
• Southampton
• St Albans
• St Davids
• Stirling
• Stoke-on-Trent
• Sunderland
• Swansea
• Truro
• Wakefield
• Wells
• Westminster
• Winchester
• Wolverhampton
• Worcester
• York
  

List of counties covered by Money Advice Direct

• Avon
• Bedfordshire
• Berkshire
• Borders
• Buckinghamshire
• Cambridgeshire
• Central
• Cheshire
• Cleveland
• Clwyd
• Cornwall
• County Antrim
• County Armagh
• County Down
• County Fermangh
• County Londonderry
• County Tyrone
• Cumbria
• Derbyshire
• Devon
• Dorset
• Dumfries and Galloway
• Durham
• Dyfed
• East Sussex
• Essex
• Fife
• Gloucestershire
• Grampian
• Greater Manchester
• Gwent
• Gwynedd County
• Hampshire
• Herefordshire
• Hertfordshire
• Highlands and Islands
• Humberside
• Isle of Wight
• Kent
• Lancashire
• Leicestershire
• Lincolnshire
• Lothian
• Merseyside
• Mid Glamorgan
• Norfolk
• North Yorkshire
• Northamptonshire
• Northumberland
• Nottinghamshire
• Oxfordshire
• Powys
• Rutland
• Shropshire
• Somerset
• South Glamorgan
• South Yorkshire
• Staffordshire
• Strathclyde
• Suffolk
• Surrey
• Tayside
• Tyne and Wear
• Warwickshire
• West Glamorgan
• West Midlands
• West Sussex
• West Yorkshire
• Wiltshire
• Worcestershire