West Brom Mortgage
Introduction to West Brom Mortgage
The West Bromwich has been a mutual building society for over 150 years and is committed to staying that way. As a mutual building society, they don't have to pay dividends to outside shareholders. This means that West Bromwich are able to pass on more to members in the form of better rates of interest and additional benefits for loyal members through the privileged Membership Scheme.
It also means that they can continue to operate in the best interests of members and local communities. All local branches are actively involved with their local community.
West Bromwich employs over 800 staff and has 50 branches mainly in its West Midlands heartland, including 3 mortgage offices in key cities nationally. It is the ninth largest building society in the UK and has assets of over £5 billion.
West Bromwich offer a wide range of mortgage products, including:
- Fixed rates
- Discounts rates
- Cashback offers
- Base rate trackers
- Flexible mortgages that change to suit your lifestyle
- Offset loans – so you can use your savings to save money on your mortgage
- Muslim Mortgages
- Shared Ownership
- Buy to Let
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- What are 'Flexible' mortgages?
- What are 'Current account' mortgages?
- What are 'Shared ownership' mortgages?
- What are 'Commercial' mortgages?
- Getting a fair deal on a mortgage
- Glossary of mortgage terms
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IVA's
The IVA Guide
Money Advice Direct has put together an IVA Guide based on the enquiries and questions that we receive at our helpline offices.
In the guide we cover such subjects as IVA Approval, early settlment of your IVA, missed IVA payments, IVA failure, additional debt claims and much more.
[click here for IVA Guide]
What is an IVA?
The IVA is an extremely powerful tool enabling you to clear your debt and return to a clean financial bill of health. Visit Money Advice Direct's Guide to Individual Voluntary Arrangements (IVAs).
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DANGER
Due to the tremendous demand for debt consolidation services the United Kingdom is now overloaded with debt management companies that contain misleading information. [more...]